Terms & Conditions

Key Details

Please read this Terms & Conditions Agreement carefully. By using this website, products or services provided by this website and becoming a subscriber / user, you agree to be bound by all of the Terms & Conditions of this Agreement.

TIPINIONS (www.tipinions.com) owns and operate this website.  This document governs your relationship with TIPINIONS (www.tipinions.com). Access to and use of this website and the products and services available through this website (collectively, the "Services") are subject to the following terms, conditions and notices (the "Terms of Service"). By using the Services, you are agreeing to all of the Terms of Service, as may be updated by us from time to time. Please check this page regularly to take notice of any changes we may have made to the Terms of Service. Your continued use of the Service after we post any modifications to the Terms of Service on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Terms of Service. The latest version is published on this page.

This website Terms & Conditions (Terms of Service) was updated on: 06/08/2023

If you have any questions about the Terms & Conditions (Terms of Service), please email support@tipinions.com.

Privacy Policy

Our privacy policy sets out how we will use your information, and can be found under the Policies section. By using this website, you consent to the processing described therein and warrant that all data provided by you is accurate.

Our website uses cookies. By using our website and agreeing to these terms of use, you consent to our use of cookies in accordance with the terms of our Privacy Policy.

Prohibitions

You must not misuse this website. You will not: commit or encourage a criminal offense; transmit or distribute a virus, Trojan, worm, logic bomb or any other material which is malicious, technologically harmful, in breach of confidence or in any way offensive or obscene; hack into any aspect of the Service; corrupt data; cause annoyance to other subscribers / users; infringe upon the rights of any other person's proprietary rights; send any unsolicited advertising or promotional material, commonly referred to as "spam"; or attempt to affect the performance or functionality of any computer facilities of or accessed through this website. Breaching this provision would constitute a criminal offense and TIPINIONS (www.tipinions.com) will report any such breach to the relevant law enforcement authorities and disclose your identity to them.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this website or services, or to your downloading of any material posted on it, or on any website linked to it.

Intellectual Property, Software and Content

The intellectual property rights in all software and content (including photographic images) made available to you on or through this website remain the property of TIPINIONS (www.tipinions.com) or its licensors and are protected by copyright laws and treaties around the world. All such rights are reserved by TIPINIONS (www.tipinions.com) and its licensors. You may store, print and display the content supplied solely for your own personal use. You are not permitted to publish, manipulate, distribute or otherwise reproduce, in any format, any of the content or copies of the content supplied to you or which appears on this website nor may you use any such content in connection with any other business or commercial enterprise.

Registration 

  • To be eligible to register for a subscription on our website, you must be at least 16 years of age and have the ability to pay for the service.
  • You must not impersonate someone else or provide account information or an email address other than your own.
  • You may register to become a subscriber with our website by completing and submitting the registration form on our website and by providing monthly payment.
  • You must not allow any other person to use your account to access the website.
  • You must notify us in writing by email to support@tipinions.com immediately if you become aware of any unauthorized use of your account.

User Login Details

  • If you register for a subscription with our website, you will need to keep a record of all username, passwords, email addresses and other relevant login details for your account, as we will not be held responsible for inaccessibility for these reasons.
  • You must keep your password confidential.
  • You are responsible for any activity on our website arising out of any failure to keep your password confidential, and may be held liable for any losses arising out of such a failure.

License to use Website

Our users may:

  • view material from our website
  • redistribute any of our newsletters in print and electronic form to any person
  • stream audio and video files from our website
  • use our website services by means of a web browser, subject to the other provisions of these Terms & Conditions

You may only use our website for your own personal purposes, and you must not use our website for any other purposes.

Unless you own or control the relevant rights in the material, you must not:

  • republish material from our website (including republication on another website), unless given written permission by TIPINIONS (www.tipinions.com)
  • sell, rent or sub-license material from our website or services
  • show any material from our website in public
  • exploit material from our website for a commercial purpose
  • redistribute material from our website

We reserve the right to restrict access to areas of our website, or indeed our whole website, at our discretion; you must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.

You must not use data collected from our website to contact individuals, companies or other persons or entities.

You must ensure that all the information you supply to us through our website, or in relation to our website, is true, accurate, current, complete and non-misleading.

Terms of Paid Subscriber (Tipper) Registration Fees and Fees for Service

By becoming a paid Subscriber (Tipper) and registering you confirm that you are over the age of 16 and are paying the subscription fees personally. 

Fees for Service could be charged for any service that would be provided by TIPINIONS (www.tipinions.com) if contacted.

TIPINIONS (www.tipinions.com) retains the right to refuse any request made by you, if considered inappropriate. If it is considered an inappropriate request, you will be notified of the rejection of the request.

By placing a request you are offering to purchase a product / service on and subject to the following terms and conditions. All requests are subject to availability and confirmation of the order price.

Once your request is accepted we will inform you of the price and time frame of expectation by email. When placing a request you undertake that all details you provide to us are true and accurate, that you are an authorized user of the credit or debit card used to place your request and that there are sufficient funds to cover the cost of the services. The cost of foreign products and services may fluctuate. All prices advertised are subject to such changes.

Our Contract 

If you utilize any services, you are in acknowledgement of a relationship starting between both parties. A contract between us will be formed for the duration. Please also refer to the Disclaimer, the Mutual Confidentiality & Non-Disclosure Agreement, Privacy Policy and any other documents in the Policies section.

Relationship of the Parties

The Parties acknowledge and agree that the Services performed by TIPINIONS (www.tipinions.com), its directors, officers, employees, consultants, agents, and affiliates shall be as an independent contractor and that nothing in this Agreement shall be deemed to constitute a partnership, joint venture, agency relationship or otherwise between the parties.

Pricing

TIPINIONS (www.tipinions.com) tries to ensure that all details, descriptions and prices that appear on this website are accurate, errors may occur. If we discover an error in the price of any products / services which you have requested we will inform you of this as soon as possible and give you the option of reconfirming your request at the correct price.  

Payment 

Upon receiving your paid subscription (Tipper)  registration, your account / card will be debited immediately. Every month it may be required again for the monthly renewal. If additional services are requested, after discussion and email verification of the agreement on the services and payment required, the amount will be debited.

Disclaimer of Liability

The material displayed on this website is provided without any guarantees, conditions or warranties as to its accuracy. Unless expressly stated to the contrary to the fullest extent permitted by law TIPINIONS (www.tipinions.com), hereby expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity and shall not be liable for any damages whatsoever, including but without limitation to any direct, indirect, special, consequential, punitive or incidental damages, or damages for loss of use, profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities, goodwill, data or other intangibles, damage to goodwill or reputation, or the cost of procurement of substitute goods and services, arising out of or related to the use, inability to use, performance or failures of this website or the Linked Sites and any materials posted thereon, irrespective of whether such damages were foreseeable or arise in contract, tort, equity, restitution, by statute, at common law or otherwise. We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control. We will not be liable to you in respect of any loss or corruption of any data, database or software. We will not be liable to you in respect of any special, indirect or consequential loss or damage. This does not affect TIPINIONS (www.tipinions.com)'s liability for death or personal injury arising from its negligence, fraudulent misrepresentation, misrepresentation as to a fundamental matter or any other liability which cannot be excluded or limited under applicable law.

We will not be liable if for any reason this website is unavailable at any time or for any period. From time to time, we may restrict access to some parts or all of this website.

Linking to this Website

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you. This website must not be framed on any other site, nor may you create a link to any part of this website other than the home page. We reserve the right to withdraw linking permission without notice.

Disclaimer as to ownership of trademarks, images of personalities and third party copyright.

Except where expressly stated to the contrary all persons (including their names and images), third party trademarks and content, services and/or locations featured on this website are in no way associated, linked or affiliated with TIPINIONS (www.tipinions.com), and you should not rely on the existence of such a connection or affiliation. Any trademarks/names featured on this website are owned by the respective trademark owners. Where a trademark or brand name is referred to it is used solely to describe or identify the products and services and is in no way an assertion that such products or services are endorsed by or connected to TIPINIONS (www.tipinions.com).

Links from our Website

Our website may contain links to other websites.

Please note that we have no control of websites outside the TIPINIONS (www.tipinions.com) domain. If you provide information to a website to which we link, we are not responsible for its protection and privacy.

The owners of TIPINIONS (www.tipinions.com) cannot guarantee or verify the contents of any externally linked website despite our best efforts. Subscribers / users should therefore note that they click on external links at their own risk and this website and its owners cannot be held liable for any damages or implications caused by visiting any external links mentioned.

Always be wary when submitting data to websites. Read the site’s data protection and privacy policies fully.

Indemnity

You agree to indemnify, defend and hold harmless TIPINIONS (www.tipinions.com), its directors, officers, employees, consultants, agents, and affiliates, from any and all third party claims, liability, damages and/or costs (including, but not limited to, legal fees) arising from your use this website or your breach of the Terms of Service.

Variation

TIPINIONS (www.tipinions.com) shall have the right in its absolute discretion at any time and without notice to amend, remove or vary the Services and/or any page of this website.

Use of Testimonials or Endorsements

Testimonials or Endorsements that appear on this site are received via email submission. They are individual opinions expressed to provide an understanding of the services that we provide and the workmanship that we confidently strive to achieve. It is to provide confidence in the services that we provide. The endorsements displayed in any form on this site are reproduced verbatim, except for correction of grammatical errors.

Invalidity

If any part of the Terms of Service is unenforceable (including any provision in which we exclude our liability to you) the enforceability of any other part of the Terms of Service will not be affected all other clauses remaining in full force and effect. So far as possible where any clause/sub-clause or part of a clause/sub-clause can be severed to render the remaining part valid, the clause shall be interpreted accordingly. Alternatively, you agree that the clause shall be rectified and interpreted in such a way that closely resembles the original meaning of the clause /sub-clause as is permitted by law.

Force Majeure

TIPINIONS (www.tipinions.com) shall not be liable for any delay or failure to perform any of its obligations if the delay or failure results from events or circumstances outside its reasonable control, including but not limited to acts of God, natural disaster, flood, fire, storm, earthquake, cyclone, tornado, strikes, lock outs, accidents, war, pandemic, breakdown of machinery, and we shall be entitled to a reasonable extension of its obligations. If the delay persists for such time as we consider unreasonable, it may, without liability on its part, terminate the contract.

Termination of Agreements

Both the subscriber / user and TIPINIONS (www.tipinions.com) have the right to terminate any Services Agreement for any reason, including the ending of services that are already underway. No refunds shall be offered, where a Service is deemed to have begun and is, for all intents and purposes, underway.

Sales Tax

Subscribers / users will be responsible for paying any applicable sales tax - taxes are included in the price and will be based upon the geographical location given during the registration process, if and when taxes apply.

Statute of Limitation

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the website, Products, Services or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the law of Canada and the parties hereby submit to the exclusive jurisdiction of the Canadian courts.

No Warranties

This website is provided “as is” without any representations or warranties, express or implied. TIPINIONS (www.tipinions.com) makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, TIPINIONS (www.tipinions.com) does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

If you require advice in relation to any [legal, financial or medical] matter you should consult the appropriate professional.

No Guarantees of Results

TIPINIONS (www.tipinions.com) does not guarantee any type of results, earn any specific amount of income, or reach any particular goal. 

You will use the information provided at your own risk and are solely responsible for any decisions and actions that result from such information.  There is no assumption of responsibility for errors or omissions that may appear in the information utilized under this Agreement.

Complaints

We operate a complaints handling procedure which we will use to try to resolve disputes when they first arise, please let us know if you have any complaints or comments by using the Compliments, Suggestions & Complaints Form.  You can view the Compliments, Suggestions & Complaints Policy & Procedure along with the Form in the Policies section.

Waiver

If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions.

Breaches of these Terms & Conditions

Without prejudice to our other rights under these Terms & Conditions, if you breach these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may:

  • send you one or more formal warnings
  • temporarily suspend your access to our website
  • permanently prohibit you from accessing our website
  • block computers using your IP address from accessing our website
  • commence legal action against you, whether for breach of contract or otherwise
  • suspend or delete your subscription on our website

Where we suspend or prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension or prohibition or blocking (including without limitation creating and/or using a different account).

Cessation of Operation

TIPINIONS (www.tipinions.com) may at any time, in its sole discretion and without advance notice to you, cease operation of the website and distribution of the Products / Services.

Entire Agreement

The above Terms of Service constitute the entire agreement of the parties and supersede any and all preceding and contemporaneous agreements between you and TIPINIONS (www.tipinions.com). Any waiver of any provision of the Terms of Service will be effective only if in writing and signed by a Director of TIPINIONS (www.tipinions.com). 

In addition to the Terms & Conditions, please refer to our Disclaimer, Mutual Confidentiality and Non-Disclosure and Privacy Policy documents as well.

Contact Us

If you have any questions about the Terms & Conditions, please contact us support@tipinions.com.

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